California · Wildfire insurance
Insurers are looking at how your home defends itself. FireShield is built for it.
It’s not just about your zip code anymore. Across California, the insurance industry is paying attention to what a home does to protect itself from wildfire — and FireShield gives yours an automatic defense system, and the documentation to show your insurer.
FireShield is not an insurance provider. Insurance products are offered by insurance companies and their partners, and eligibility, coverage and pricing are determined solely by the insurer. Installing FireShield does not guarantee coverage, a renewal, a discount or a credit. Wildfires are inherently unpredictable and dangerous; use of the FireShield system is not a guarantee against loss of life or property.
What’s changing
Insurance in wildfire country is being rewritten
Non-renewals are up
Across California, carriers have been pulling back from high-risk areas, and more homeowners are landing on the FAIR Plan — the state’s insurer of last resort — often with less coverage for more money.
Mitigation is starting to count
California’s Safer from Wildfires framework ties home hardening to insurance, and carriers increasingly ask what a property has done to reduce its risk before they decide to write or renew it.
The house, not just the zip code
Wildfire risk models now score individual structures — roofs, vents, vegetation, ember exposure — rather than whole neighborhoods. What your home does to defend itself is becoming part of the conversation.
What you can show them
More than a sprinkler — a defense you can prove
Active defense that runs on its own
Automatic roof, eave and ground wetting with Class A foam, started by live fire data, running through an evacuation, on backup power, with Wi-Fi, cellular and satellite links.
A documentation package
Installation verification, maintenance records, annual inspections, readiness confirmation and a mitigation summary — the paperwork your insurer or broker can actually review.
Proof it is ready, not just installed
The system reports pressure, water supply, battery and connectivity continuously, so readiness is something you can show, not something you have to promise.
Talking to your insurer
Four steps to take to your agent or broker
01
Ask what mitigation they recognize
Every carrier is different. Ask your agent or broker which wildfire mitigation measures they consider when writing or renewing your policy.
02
Share your FireShield documentation
Give them the installation verification and mitigation summary. We prepare it for you and keep it current after each annual inspection.
03
Pair it with home hardening
Class A roofing, ember-resistant vents and a clear zone right around the house all matter. FireShield works alongside them, not instead of them — we will tell you what we see at the inspection.
04
Bring it up again at renewal
Underwriting keeps changing. Keep your documentation up to date and raise it every time your policy comes up.
FireShield is not an insurance provider. Insurance products are offered by insurance companies and their partners, and eligibility, coverage and pricing are determined solely by the insurer. Installing FireShield does not guarantee coverage, a renewal, a discount or a credit. Wildfires are inherently unpredictable and dangerous; use of the FireShield system is not a guarantee against loss of life or property.
Free, no obligation
Contact Us
Tell us where the property is and how to reach you. We will call to arrange a visit, look at the house the way an underwriter would, and tell you what FireShield would do there.
Prefer the phone? 1-833-NOFIRE1